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Message to SCERS Participants: Your SCERS Benefits Remain Secure

With everything that has been happening in the financial markets, and the economy generally, over the last several months, it is understandable if SCERS participants might be concerned about the impact of these events on SCERS and your SCERS retirement benefi ts. Accordingly, I will go right to the bottom line: SCERS remains financially strong and your SCERS benefi ts are secure.

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Public Pension Plans Invest Prudently

A new analysis of public pension investment data indicates that public plans exhibit prudent investment behavior – even during volatile market conditions.

In it for the Long Haul: The Investment Behavior of Public Pensions

The current financial crisis brings renewed attention to the issue of retirement security. Today, employees and retirees alike are watching their 401(k) savings plans shrivel as the financial markets continue to plummet.

What Difference Does A Pension Make?

An adequate retirement income can be defined as one that enables an older household to take care of its own needs in retirement. Workers who retire without adequate sources of income may face a range of unattractive choices.

Look Before You Leap: The Unintended Consequences of Pension Freezes

Americans are increasingly worried about their retirement security in the face of falling home values, turmoil in the financial markets, and general economic instability. This insecurity can, at least in part, be attributed to the fact that fewer workers.

Patience is a Virtue: Asset Allocation Patterns of Defined Benefit and Defined Contribution Plans

Public and private retirement funds represent a considerable source of capital in the United States’ financial markets. In 2007, retirement plans held close to $9 trillion in assets.

Pensionomics: Measuring the Economic Impact of State & Local Pension Plans

A new national economic impact study finds that the benefits provided by state and local government pension plans have a significant economic footprint: 2.5 million American jobs and $358 billion in economic impact.

Pensions and Retirement Security: A Roadmap for Policy Makers

New research finds retirement insecurity across the nation. Americans say access to pensions would reduce anxiety and express strong support for government action to ease the way for employers to offer pensions.

A Better Bang for the Buck: The Economic Efficiencies of Pensions

Worries about retirement security abound. Families fear that they won’t have enough to support an adequate retirement income as home values and financial markets plummet. Dwindling profit margins have employers looking to cut costs.

Shattering the Retirement Glass Ceiling: Women Need a Three-Legged Stool

Women remain at a higher risk for retirement insecurity than men. That risk can be reduced with the combination of a traditional pension, supplemental 401(k)-type individual savings, and Social Security.

The Economic Impacts on California of County Retirement System Benefit Payments

As the funds of these defined benefit plans have reached the new proportions and economic strength, they also generate ancillary impacts that merit study and policy examination. As savers, the funds create an economic asset that helps balance our current national trade deficit. As investors, the funds frequently assist in creating new jobs and prosperity in California. And, as investors, the funds earn from their careful, diligent investments, and thus bring new dollars back into California communities.